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Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada is responsible for protecting the rights and interests of consumers of financial products and services. It supervises federally regulated financial entities, such as banks, and strengthens the financial literacy of Canadians.

We are a federal agency that works to keep Canada’s financial system safe and strong.

Services and information

Filing a complaint about financial products and services

Steps for making a complaint to a bank or other federally regulated financial institution.

Accepting credit and debit card payments

Merchants' rights, how card payments work, choosing a service provider.

Managing your money

Budgeting, banking, money transfers, insurance and planning your finances at different life stages.

Debt and borrowing

Managing debt, credit reports, mortgages, credit cards, loans, lines of credit and more.

FCAC Decisions

Commissioner’s Decisions following investigations of regulated entities.

Financial literacy in Canada

National Financial Literacy Strategy, wellness in the workplace, newsletter, committees.

News

More: Financial Consumer Agency of Canada news

Features

Paying your mortgage when experiencing financial difficulties

Expectations to help you if you’re struggling to pay your mortgage.

Financial Literacy Newsletter

Read the June 2023 edition about understanding crypto assets.

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